Commercial debt recovery for New Zealand businesses.
We recover unpaid commercial debt, from first demand through to judgment and enforcement. Our commission is charged on what we recover.
We see every account through.
Most of what we recover is straightforward. An account has been overlooked, a demand from outside your business is enough, and the money arrives without anything further. Some need a debtor located, a dispute answered, or a court. We handle both, and our costs are low enough that an account is usually still worth pursuing when others would return it. Where it genuinely is not, we tell you early rather than billing you to find out.
Who we act for
Businesses owed money by other businesses. Trade creditors, finance companies and professional firms, along with the accountants and solicitors who refer their clients to us. The work runs from a single unpaid invoice to a ledger of accounts that has been sitting far too long.
What we do
Recovery is one relationship from the first letter to the last payment. Nothing is referred out and nothing starts again halfway.
Recover without going to court
Most accounts move once the debtor is dealing with someone outside your business. Where an arrangement is the better commercial outcome, we document it properly and hold the debtor to it.
Take it further when it needs it
Where an account will not resolve any other way, proceedings are run with counsel instructed and the matter staying with us.
Enforce a judgment
A judgment is not a payment. Recovering against one is its own discipline, and it is where a great deal of good debt is quietly written off.
Where the debtor has moved
A change of address, a new company, or a move offshore does not close an account. We locate debtors and act wherever they have gone.
Before there is a problem
What your terms of trade say decides what can be recovered later. We will look at yours, and that conversation is more useful before you need it than after.
What it costs
Commission only, calculated on what we recover. No joining fee, no monthly subscription, and nothing to pay while an account sits with us.
Where your terms of trade allow recovery costs to be charged to the debtor, and most properly drafted terms do, our commission is claimed from them rather than absorbed by you. Court filing fees and similar out of pocket costs sit outside that, and we tell you what they are before anything is spent.
Rates depend on the size of the debt. Tell us what you are owed and we will give you the figure before you commit to anything.
Send us the account
The invoice, your terms of trade, and any correspondence you have. We will tell you whether it is recoverable and what it will take. No cost for that, and no obligation.