Commercial debt recovery for New Zealand businesses.
We keep money moving.
We recover unpaid commercial debt, from the first demand through to judgment and enforcement. Our commission is charged on what we recover.
Thanks. We have your enquiry.
We’ll be in touch within 1–2 business days. Your reference is .
No recovery, no commission.
You pay commission only on money we recover for you. Until then, the chasing is ours.
- First look at your account
- Free
- Joining or monthly fees
- None
- Who deals with the debtor
- We do
- Where
- All of NZ
Court filing fees, if a claim needs one, are agreed with you before anything is spent.
Do the work. Leave the chasing to us.
You did the work and sent the invoice. Then nothing. The awkward calls, the emails rewritten three times, the hours you will never bill. Late payment happens to good businesses. We take the chasing off your hands.
Much of what we recover is straightforward: a demand from outside your business is sometimes enough and the money arrives. Some accounts need a debtor located, a dispute answered, or a court. We handle both, and where an account is not worth pursuing, we say so as early as we can.
From the first letter to the last payment.
Your file is managed by our team the whole way. Where a step needs a lawyer or a process server, we arrange it. Choose the situation closest to yours.
- File 01
Commercial debt recovery
Unpaid invoices and overdue trade accounts, recovered without a court where possible.
Commercial debt recovery - File 02
Construction and subcontractor debt
Payment claims under the Construction Contracts Act 2002, unpaid progress payments and retentions.
Construction debt recovery - File 03
Statutory demands and liquidation
Section 289 demands that give a debtor company 15 working days to pay, and what follows if it does not.
Statutory demands - File 04
Judgment enforcement
A judgment is not a payment. Attachment orders, charging orders and financial assessment hearings.
Judgment enforcement - File 05
Disputes Tribunal claims
Preparing a claim that a referee can decide quickly, and enforcing the order afterwards.
Disputes Tribunal claims - File 06
Personal and director guarantees
When the company cannot pay, the person who signed the guarantee may have to.
Personal guarantees
Three steps. Most of the work is ours.
Send us the invoice
The invoice, your terms of trade and any correspondence. We assess it and tell you what it will take, at no cost.
We chase
Demand, negotiation, and where it is needed, proceedings and enforcement. We deal with the debtor, and keep you updated.
You get paid
Recovered money is passed to you. Our commission comes out of what we recover.
You pay commission on what we recover.
No joining fee and no monthly subscription. Where your terms of trade allow recovery costs to be charged to the debtor, we claim them. Court filing fees and similar out of pocket costs sit outside commission, and we tell you what they are before anything is spent.
Our rates (+ GST)
- Under $1,000Of what we recover, accepted case by case; no upfront fee.
- 30%
- $1,000–$4,999
- 20%
- $5,000–$9,999
- 15%
- $10,000–$19,999
- 12.5%
- $20,000–$49,999
- 10%
- $50,000–$99,999
- 8%
- $100,000 and over
- By arrangement
Commission is charged on what we recover, and never falls below the top of the band below.
Extras, only on your instruction (+ GST)
- Search and trace packCredit, property, company and address searches.
- $45
- External skip traceBy agent.
- $180–$300
- Field call or document service, AucklandOutside Auckland varies with distance.
- $140–$230
- Default listing and credit report
- $30
Ministry of Justice fees, at cost *
- Filing an order or judgment in the District Court
- $41
- Attachment orderWages or benefit.
- $69
- Financial assessment hearingIncluding summons service.
- $178 + $69 = $247
- Warrant to seize property
- $273
- Charging order over property
- $345
* At cost. Subject to change, as set by the Ministry of Justice.
Enforcement costs can be claimed back from the debtor.
Tell us what you are owed and we will give you the figure before you commit to anything. How commission works.
Thanks. We have your enquiry.
We’ll be in touch within 1–2 business days. Your reference is .
Send us the invoice you have been avoiding.
The invoice, your terms of trade, and any correspondence you have. We will tell you whether it is recoverable and what it will take. No cost for that, and no obligation.