NZ Debt Recoveries
Fees

Fees

No recovery, no commission. You pay commission only on money we recover for you. Until then, the chasing is ours.

Commission

Commission is charged on what we recover, at the rate for the size of the debt when it is lodged. Debts under $1,000 are accepted case by case.

Our rates (+ GST)

Under $1,000Of what we recover, accepted case by case; no upfront fee.
30%
$1,000–$4,999
20%
$5,000–$9,999
15%
$10,000–$19,999
12.5%
$20,000–$49,999
10%
$50,000–$99,999
8%
$100,000 and over
By arrangement

Every new client is invited onto our October 2026 card.

Commission is charged on what we recover, and never falls below the top of the band below.

Extras

Some accounts need more than letters and calls. We charge for these only when you have asked us to go ahead.

Extras, only on your instruction (+ GST)

Search and trace packCredit, property, company and address searches.
$45
External skip traceBy agent.
$180–$300
Field call or document service, AucklandOutside Auckland varies with distance.
$140–$230
Default listing and credit report
$30

Ministry of Justice fees

If a debt goes to court, the Ministry of Justice charges for each step. We pass these fees on at cost.

Ministry of Justice fees, at cost *

Filing an order or judgment in the District Court
$41
Attachment orderWages or benefit.
$69
Financial assessment hearingIncluding summons service.
$178 + $69 = $247
Warrant to seize property
$273
Charging order over property
$345

* At cost. Subject to change, as set by the Ministry of Justice.

Enforcement costs can be claimed back from the debtor.

Other costs

No joining fee and no monthly subscription. Where your terms of trade allow recovery costs to be charged to the debtor, we claim them. Court filing fees and similar out of pocket costs sit outside commission, and we tell you what they are before anything is spent.

Tell us what you are owed and we will give you the figure before you commit to anything. Lodge a debt or get in touch.

Send us the invoice you have been avoiding.

The invoice, your terms of trade, and any correspondence you have. We will tell you whether it is recoverable and what it will take. No cost for that, and no obligation.